Access ID:

Business Banking

Checking Accounts

Small Business Checking

  • Required opening balance of $500.00
  • $6.00 service charge per month if balance falls below $500.00 at any time during the statement cycle
  • Additional charges may be incurred for special handling requests
  • Limited to business with less than 50 items deposited per month

Commercial Business Checking

  • Required opening balance of $500.00
  • $10.00 monthly maintenance fee
  • The following service charges will apply to all Commercial Business Checking Accounts:
    1. Debits: $.06 per item
    2. Credit: $.06 per item
    3. Deposited Items: $.06 per item
  • Earnings Credit: An earnings credit for collected balances is calculated at current market rates and subject to change monthly.  Credits are applied as a reduction to charges.   Service charges may be avoided completely by maintaining an adequate balance. 
  • Additional charges may be incurred for special handling requests

Commercial Money Market Demand Account

  • Required opening balance of $1,000.00
  • $7.50 service charge per month if balance falls below $1,000.00 at any time during the statement cycle.
  • Monthly statements with images
  • Interest paid monthly*
  • Regulation D applies**

*Interest is accrued daily on collected balances at current market rates (subject to change) and paid monthly.  At our discretion, we may change the interest rate and annual percentage yield on your account at any time.  Interest begins to accrue on the business day you deposit cash or non-cash items.  We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.  If you close your account, the accrued interest will be paid.

** Regulation D transaction limitations:  Limitations to the Commercial Money Market Demand Accounts apply to preauthorized transfers, automatic transfers, telephone transfers, computer transfers, checks drafts, debit card transactions, or by similar order to third parties  are limited to no more than six per statement cycle.  Transaction limitations do not apply to transfers or withdrawals made by mail, messenger, ATM, or in person.  If you exceed the transfer limitations set forth above, your account will be subject to change or closure.