Access ID:

Personal Checking Accounts

Regular Checking Account

  • Required opening balance of $50.00
  • $6.00 service charge per month if balance falls below $300.00 at any time during the statement cycle
  • Monthly statements with images
  • All other fees apply

Economy Checking Account

  • No required minimum balance
  • $1.50 service charge per month
  • $.10 per written check
  • Monthly statements with images
  • All other fees apply

Free Checking Account

  • Required opening balance $50.00
  • No required minimum balance
  • No monthly service charge
  • Must enroll through internet banking to receive E-Statements
  • Monthly statements with images
  • All other fees apply
  • If the above qualifications are not met, the account will be converted to a Regular Checking Account

Fabulous 50’s Club Account

Eligibility

  • Must be a depositor 50 years or older
  • Required opening balance $500.00 in Regular Checking
  • Maintain $500.00 balance in Regular Checking

Benefits

  • No service charge on non-interest bearing accounts
  • Free, exclusive checks for Fabulous 50’s Account (200 per year)
  • 20% discount on one safe deposit box rental (up to $14.00 savings per year)
  • Free cashier’s checks ($3.00 savings per check)
  • Free money orders ($2.25 savings per money order)

Super NOW Checking

  • Required opening balance $750.00
  • Unlimited check writing
  • $7.50 service charge per month if balance falls below $750.00 at any time during the statement cycle
  • Monthly statements with images
  • Interest paid monthly*

Money Market Demand Account

  • Required opening balance $1,000.00
  • $7.50 service charge per month if balance falls below $1,000.00 at any time during the statement cycle
  • Monthly statements with images
  • Interest paid monthly*
  • Regulation D applies**

Money Market Demand Account Gold

(This is a tiered interest account – levels are listed below)

  • Required opening balance $1,000.00
  • $7.50 service charge per month if balance falls below $1,000.00 at any time during the statement cycle
  • Monthly statements with images
  • Interest paid monthly*
  • No interest accrued if account balance falls below $1,000.00 during the statement cycle
  • Regulation D applies**
  • Current rate and APY are based on daily balance in account (see below)
$0.01 to $10,000.00
$10,000.01 to $25,000.00
$25,000.01 to $50,000.00
$50,000.01 to $100,000.00
$100.000.01 to $200,000.00 

*Interest is accrued daily on collected balances at current market rates (subject to change) and paid monthly. At our discretion, we may change the interest rate and annual percentage yield on your account at any time. Interest begins to accrue on the business day you deposit cash or
non-cash items.  We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day. If you close your account, the accrued interest will be paid.

** Regulation D transaction limitations:  Limitations to the Money Market Demand Accounts apply to preauthorized transfers, automatic transfers, telephone transfers, computer transfers, checks drafts, debit card transactions, or by similar order to third parties  are limited to no more than six per statement cycle.  Transaction limitations do not apply to transfers or withdrawals made by mail, messenger, ATM, or in person.  If you exceed the transfer limitations set forth above, your account will be subject to change or closure.