Access ID:

Privacy Disclosure

Rev [4/2011]

FACTS

WHAT DOES THE Missouri Bank DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account History
  • Tax Records and Employment Information
  • Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The Missouri Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does The Missouri Bank share?

 

Can you limit this sharing?

For our everyday business purposes:
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No 
For our marketing purposes:
to offer our products and services to you 
 Yes  No
For joint marketing with other financial companies   No   No
For our affiliates’ everyday business purposes:
information about your transactions and experiences
 No   No
For our affiliates’ everyday business purposes:
information about your creditworthiness 
 No   No
For our affiliates to market to you   No   No
For nonaffiliates to market to you   No   We do not share.

Questions?

Call 636-456-3441 or go to www.themissouribank.com

Who We are

Who is providing this notice?

What we do

How does The Missouri Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to your personal information to those employees who need to know that information to provide products or services to you. Employees are also bound by our policies to access customer information only for legitimate business purpose and to keep your personal information confidential.

How does The Missouri Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an Account or Deposit Money
  • Apply for Internet Banking or Apply for a Loan
  • Use your Debit Card or Apply for a Debit Card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • The Missouri Bank has no affiliates.

Nonaffiliated

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • The Missouri Bank does not share with non-affiliates so they cannot market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • The Missouri Bank will occasionally joint market with Fiserv EFT our Debit Card provider. We will not disclose any non-public information except as permitted by law.

Other important information

Your customer relationship is important to us. We will not disclose any non-public personal information about you to anyone except as permitted by law.

Corporate Headquarters
104 N. Highway 47
Warrenton, MO 63383

636-456-3441