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Type of Account
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Requirements
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Interest Bearing?
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Activity Fees
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Special Features
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|---|
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Free
**if requirements not met will be converted to Regular account
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Opening Balance: $100.00
No monthly minimum
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NO
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No monthly service charge
Standard fees apply (e.g., overdraft fee)
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MUST enroll through internet banking to receive monthly e-statements
Overdraft privilege may apply**
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Regular
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Opening Balance: $100.00
Monthly minimum: $300.00
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NO
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$6.00 service charge per month if balance falls below minimum at any time during statement cycle
Standard fees apply
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Overdraft privilege may apply**
|
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Economy
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Opening Balance: $100.00
No monthly minimum
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NO
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$1.50 service charge per month
$0.10 per written check
Standard fees apply
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Overdraft privilege may apply**
|
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Student
(For students up to 21 years of age)
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Opening Balance: $100.00
No monthly minimum
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NO
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No fees
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Once student reaches 22 years of age, the account will convert to a free checking or regular checking depending on the enrollment of e-statements
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Super NOW
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Opening Balance: $1,000.00
Monthly minimum: $1,000.00
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Interest paid monthly*
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$10.00 service charge per month if balance falls below minimum at any time during statement cycle
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Unlimited check writing
Overdraft privilege may apply**
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Fabulous 50’s Club
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Opening Balance: $500.00
Monthly minimum: $500.00
MUST be 50 years or older
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NO
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No service charge on non-interest bearing accounts
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FREE exclusive checks (100 per year)
20% discount on one safe deposit box (Up to $14.00 savings per year)
FREE cashier’s checks ($3.00 savings per check)
Overdraft privilege may apply**
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Money Market Demand
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Opening Balance: $1,000.00
Monthly minimum: $1,000.00
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Interest paid monthly*
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$10.00 service charge per month if balance falls below minimum at any time during statement cycle
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|
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Money Market Demand Gold
(This is a tiered interest account)
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Opening Balance: $1,000.00
Monthly minimum: $1,000.00
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Interest paid monthly*
Current rate and APY are based on daily balance in account (see below)
$0.01 to $10,000.00
$10,000.01 to $25,000.00
$25,000.01 to $50,000.00
$50,000.01 to $100,000.00
$100,000.01 to $200,000.00
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$10.00 service charge per month if balance falls below minimum at any time during statement cycle
NO interest accrued if account balance falls below minimum at any time during the statement cycle
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