Construction Loans

At The Missouri Bank we take a personal interest in our customers. We literally want to help you BUILD your dreams. And with our Construction Loan offering, we can do just that. In fact, Construction Lending is our specialty! Let us assist and guide you through your home building process!


Contact Lending TeamApply OnlineDownload Loan Forms

No two homes are built exactly the same, which is why we work closely with you to learn as much as we can about the construction of your new home.

Why Choose Us?

  • We are Local.
  • We have Experience.
  • We have Easy Terms and Competitive Rates.
  • We are Knowledgeable and Proficient in the details of Construction Lending.
  • You will receive Immediate Assistance - unlike other local banks, at The Missouri Bank, you, and your contractors, will receive same-day disbursements upon presentment at our bank without going through a title company. We provide a safe and convenient lien coverage disbursing process.
But don't just take our word for it....take theirs!  Here is what a few of our customers have to say about our construction loans:

“The Missouri Bank made the new home construction loan process simple and worry free. From the beginning planning and budgeting stages, to taking the time to explain the dispersing process, every employee at the bank helped with a smile. I highly recommend The Missouri Bank for a new home construction loan. Tom Wolff and his team at the Missouri Bank helped bring our families dream home to life. By walking us through the process of a new construction home loan, Tom and his team we were able to help us build a new home to fit our growing family. Tom and his whole team made the process easy for us to control our budgets, help us collect all of the proper lien waivers, and to disperse funds to our subcontractors. We couldn’t have asked for a smoother and easier process to finance our dream home. We highly recommend The Missouri Bank to help anyone with realizing their dream of building their own home!” - Jake G.

"When we decided to build a new house we were faced with the seemingly intimidating process of obtaining, monitoring, and dispersing money to pay our contractor and his subs. Our contractor recommended we talk with The Missouri Bank in Wentzville. When we finally decided to dive into the process we were, to say the least, pleasantly surprised at the ease of the process and the willingness of the staff to help and answer any questions we had. Every person in that branch made us feel like we had been there for years, yet, we were brand new to the branch. I can’t begin to think of another organization I would rather do business with. I would not hesitate to go through the process again with this bank. To an employee, great customer care and relations. We were so impressed we moved all of our banking to them! They really are a model for how banks should operate." - Bob W.


At The Missouri Bank you will have an experienced, personal loan officer to answer all your questions and fit your loan to your individual needs. Contact one of our Lending Team members to start the application process today.

You may also download the necessary loan forms that will need to be completed.


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